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Best cheap car insurance in St. Louis for 2021 Bankrate 1 hr ago Michael Evans © Ron and Patty Thomas/Getty Images The Gateway Arch is surrounded by the Gateway Arch National Park According to the Federal Highway Administration, there are over 5.5 million registered vehicles in Missouri. During peak sports and tourist seasons, St. Louis residents share their roadways with countless out-of-town visitors, leading to greater chances of car crashes. In 2020, 171 people died in the city of St. Louis and in St. Louis County due to automobile accidents, which accounted for 17.29% of statewide traffic deaths. St. Louis residents pay an average annual car insurance premium of $710 for minimum coverage. For full coverage car insurance, residents pay $2,277 a year on average. These city rates are higher than state and national averages.To find the best cheap auto insurance carriers in St. Louis, we searched the market to find insurers that provide the coverages St.

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