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As insurance companies continue to examine their compliance with current privacy and cybersecurity regulations, new state laws and proposed federal bills add another level of complexity to the landscape.
Federal
The Information Transparency & Personal Data Control Act is Congress’ latest attempt to regulate private companies’ use of consumer data. The bill, introduced by Rep. Suzan DelBene (D-WA), requires companies to provide “plain language” consumer privacy policies, enables consumers to opt-in to the use of their sensitive private information and broadly preempts conflicting state laws. The stated purpose of the bill is to develop a national privacy framework to replace the current patchwork of states privacy laws, such as the CPRA.
Federal Privacy Law: One National Standard - Privacy
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Government data privacy regulation isn t as good as it sounds
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U.S. Rep. Suzan DelBene, D-Wash. U.S. Rep. Suzan DelBene, D-Wash., has reintroduced a bill that would create a nation-wide data privacy standard to be enforced by the Federal Trade Commission that in its latest version is intended to gather bipartisan support by addressing specific Republican concerns.
DelBene s Information Transparency and Personal Data Control Act, if passed, would replace a patchwork of current state laws and provide an influx of $350 million to the Federal Trade Commission s budget to enforce these proposed regulations. The new DelBene bill marks an interesting start for the relaunch of the effort to advance federal privacy law, says Omer Tene, vice president of the International Association of Privacy Professionals. Specifically, while coming from the Democrats side of the aisle, the bill is largely preemptive of state privacy laws and would not allow a private right of action.