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The administration admits its other housing programs have fallen well short of expectations. but experts say the new proposal could spark a new housing boom. >> if you can get 10 million to 20 million people to refinance, i think you are going to see -- the housing market look a lot stronger. >> good news for this, for mr. obama is if the plan is done by executive action. so he does not need lawmakers in congress to sign off on it. consumers are finding other ways to save money as well. thousa...