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How to prepare financially for high energy costs this winter

Buying oil when costs are low, revising your budget, setting aside money in a bank account for energy costs, signing up for a budget plan from a utility company are ways to manage home energy costs this winter.

7 tips for improving your credit after overspending

Targeting credit card debt, creating a new budget, using smart pay-down strategies, and addressing past-due payments are ways to rebuild credit.

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