We build credit. What we do a lot is oneonone counseling. We are also a part of the bank of San Francisco, so we do pay their lending payday lending. We help people build up their credit before helping them to get a bigger loan amount. Especially people who want to start a Small Business. Credit unions offer micro loans. We do a lot of micro loans up to 50,000. This is we check credit. We need a business plan. Then we look at the threeyear tax return and that statement. We do a lot of home care and momandpop shops. We also do start ups. We asked for approval through documents. We work a lot with people who do not know how to file taxes properly. We are mainly focused in San Francisco. We are small. We focus mainly on the tenderloin, chinatown, bayview, visitation. We do a lot of expansion. People start small through the credit union and then want to go to the bank. We know we are limited. We cannot afford to give out a big loan. Starting from the credit union, we educate them about fil
Interesting and you want to talk, the dominant in the purple suit has been handing me question cards out. I am the ne Community Federal community union. We are like a bank except we are nonprofit. We are 501 c 14. We are insured up to 250,000. We build credit. What we do a lot is oneonone counseling. We are also a part of the bank of San Francisco, so we do pay their lending payday lending. We help people build up their credit before helping them to get a bigger loan amount. Especially people who want to start a Small Business. Credit unions offer micro loans. We do a lot of micro loans up to 50,000. This is we check credit. We need a business plan. Then we look at the threeyear tax return and that statement. We do a lot of home care and momandpop shops. We also do start ups. We asked for approval through documents. We work a lot with people who do not know how to file taxes properly. We are mainly focused in San Francisco. We are small. We focus mainly on the tenderloin, chinatown, ba
To 50,000. This is we check credit. We need a business plan. Then we look at the threeyear tax return and that statement. We do a lot of home care and momandpop shops. We also do start ups. We asked for approval through documents. We work a lot with people who do not know how to file taxes properly. We are mainly focused in San Francisco. We are small. We focus mainly on the tenderloin, chinatown, bayview, visitation. We do a lot of expansion. People start small through the credit union and then want to go to the bank. We know we are limited. We cannot afford to give out a big loan. Starting from the credit union, we educate them about filing taxes properly and then moving on to the bank, a small one, expansion, and we work with the bank. The bank and credit union are similar. We do allow tax returns, projections. Credit unions do not charge an additional loan or processing fee. Processing time, on a small loan, consumer loans probably a few days. Because we require a business plan, so
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