It is important to approach your goals with a clear financial plan that doesn't compromise your other life goals. You should also look at all aspects, including your financial health, emergency savings and retirement planning, etc.
It is not uncommon to have multiple bank account and sometime people can not operate all of them and hence may need to close one. However, you may get a surprise if the bank turns down your request to close your savings bank account citing many pending issues. Therefore it is better to check these factors before going for closing your saving bank account.
Among the most expected factor for home buyers, this budget 2023 would be the increase in deduction limit for interest payments and principal amount on home loans especially to spur demand in a rising interest rates scenario.