Would begin accepting chip and transactions. That they would actively, and grow so the issue such cards moving forward. Layers ofut a multi our system and how retail transaction at all those layers can be more secure coming forward. Local inis in other states and entities, we put out a guidebook of sorts, tot part this is, to guide state and local entities so they can work more aggressively and actively to do what other states are doing and issue chip and pin protected cards. I encourage you to go to gsas website and see how they suggest to follow suit and address transactions more securely. Stakeholder, i will do in my closing. I will close by saying, i think we are at a strategic point. We are positioned for success moving forward with all of the people in the room, and the panel, and the private sector, various Government Agencies and other entities in the past year. But there is a lot of work that needs to be done. Nothing is a Silver Bullet. Puzzled. Pieces of the the last thing i