so, it s going to take some time for some of these providings to kick in, obviously. these are big provisions. specifically on prescription drugs. the $2,000 out-of-pocket cap doesn t start until 2025, we understand. medicare negotiation phasing in between 2026 to 29. how does this help americans in the immediate future? that s a great question and one of the important things about the way this bill was designed was to provide both immediate relief and also address long-standing challenges. for example, on immediate relief, this fall, 13 million americans will see lower health care premiums as a result of this bill. about $800 in savings. those benefits will go beyond those 13 million americans because it will mean more affordable health care coverage. people going into fall and winter can rest easier knowing they have access to health care. it takes on long-standing challenges of allowing medicare to negotiate for prescription drug prices, which will take some time. we