If it's a new car, you need to look at New Car Replacement Coverage. If your auto is more than 3 years old, but you're still paying a loan, consider Gap Insurance.
you crazy? crazy like a fox. because the cost of construction continues to rise even as and home values are rising again. but even if your home had dropped in market value, if it was a total loss or substantial loss, it would take a lot of money to rebuild it. so that s why every three years you should go to your insurer, and have them evaluate whether or not you have adequate insurance. because most of the time you will be underinsured, and the insurer is not going to pay all the costs to the rebuild your home. one other thing, on that point, is make sure your possessions, the portion of your insurance that pays for your household goods, that you have what s known as replacement value coverage. otherwise your insurer will say, that s three years old. we re only going to give you 25 cents on the dollar for that it costs you only a tiny amount more in premiums to have that replacement value coverage on