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Spring Is Blooming at The South Orange-Maplewood Adult School

Spring Is Blooming at The South Orange-Maplewood Adult School
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Retirement Income Planning: Strategies for a Monthly Paycheck

Retirement Income Planning: Strategies for a Monthly Paycheck
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retirement planning: How should you plan your income after retirement? Is rental income a good option?

Rental income is considered a good hedge against inflation, with rental appreciation typically ranging from 8% to 10% annually. However, investing a large amount of retirement funds into real estate for rental income may not be a fair deal due to challenges such as low rental yields, lack of liquidity, and tax inefficiency. Instead, retirees should consider a hybrid investment portfolio with a combination of debt instruments and equity funds to meet their income and capital appreciation needs.

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