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KXLY March 8, 2021 6:00 AM Anna Helhoski Posted: Updated: Getty Images Federal student loan payments have been on hold, interest-free, since March 13, 2020, as part of coronavirus relief. The forbearance has been extended through Sept. 30, 2021. If the pause isn’t extended again, borrowers will have had a 19-month respite from their loans. Most borrowers will resume payments owing exactly what they did when the forbearance began. But some will be 19 months closer to having no more payments at all. Every month of the forbearance counts toward the 120 needed for Public Service Loan Forgiveness, or PSLF, and the amount required for income-driven repayment forgiveness 240 for undergraduate debt or 300 for graduate debt.

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