Page 36 - Risk Pool News Today

With income. people get locked out. kind of the same. theyre a demographic mix. what we are worried about the risk pool, so-called insurance exchanges or market places which is where people are buying private health care insurance. buying it not because theyre get a full ride from the government as medicaid is. theyre getting enough subsidies, little built more they have to pay is worth it or the individual mandate is forcing them in. the group where you could see people choose not to pay for so...

With income. people get locked out. kind of the same. theyre a demographic mix. what we are worried about the risk pool, so-called insurance exchanges or market places which is where people are buying private health care insurance. buying it not because theyre get a full ride from the government as medicaid is. theyre getting enough subsidies, little built more they have to pay is worth it or the individual mandate is forcing them in. the group where you could see people choose not to pay for so...

Invincible, so called, are underrepresented. that would indicate the risk pool is going to be higher and costs are going to be higher. >> on this one, chris, the facts really do speak for itself, and to have howard dean, a democrat, say there will be bumps along the road at a minimum is very telling because they dont even know what the issues will be. if the website crashes on si signup, i can only imagine what happens when people with leaf or death decisions and doctors who dont know how its go...

Million. do they get a risk pool that is healthy enough. with the premiums, insurers will have to set their premiums for 2015 before they know their risk pool for 2014. they will be making an educated guess. its going to be a guess about who will sign up in 2015. even if they dont get as many young people, if they think they will come in because people are more comfortable, they will have to keep premiums at a lower level to be competitive. so there will be kind of a rolling set of deadlines. >>...

What is consequential for the president and americans, how does it work when you graph obama care in the system. it will not be favorable. >> the risk pool is thin. all of the insurance companies are saying that, not enough healthy people are signing up and places a greater burden and costs on the entire system and older americans and so- called death spiral. look, if insurance companies began to lose billions built in obama care legislation, is the taxpayer bail out, boy, how unhappy would taxp...

Healthy enough. with the premiums, insurers will have to set their premiums for 2015 before they know their risk pool for 2014. they will be making an educated guess. its going to be a guess about who will sign up in 2015. even if they dont get as many young people, if they think they will come in because people are more comfortable, they will have to keep premiums at a lower level to be competitive. so there will be kind of a rolling set of deadlines. >> lets listen to what e. j. said yesterday...

Enrollment, the mix of ages and health levels and the premiums that are actually being charged within the system, when on the calendar will we be able to make reasonable judgments about the various numbers? >> the big month for obama care in 2014 is going to be march. that is the final month to sign up before the penalty really hits. if we look at what happened with medicare part d, what we have seen over is over again is that people dont really sign up, particularly young people or younger peop...

>> he did a number of things. he went to the people whose policies were cancelled and found the deductibles are too high. premiums are too high. hes done two things. first of all he said we wont find you. think about it. you get your health insurance cancelled. you really want to keep it. he announced, i have news for you. we wont find you. they want insurance back. hes substituted this catastrophic policy. the administration talked about how all of the old policies were junk. substandard polici...

These exchanges for millions of young healthy people tone roll. the law does contain some mitigation policies that, would you know, readjust the risk pool if it came to that but the administration is counting on young people to sign up. >> ed, if your mother came home and said this is what you should do, if you were 26 years old? >> if i were 26 years old i would listen to my mother. i would still listen to my mother. im married now. there is a competition perhaps. i would listen to both of them...

>> also the risk pools assumed there would be healthy people in it. they have taken all the people on this catastrophic people out of the risk pools again, hurting the risk pool for the insurance company which we may say who cares about the insurance company, but it undermine it is law. it increases the prices for everybody now this the banl system. >> the insurers are exasperated, going nuts because of that. if people exit the regular obamacare pool into a catastrophic pool, sicker people will ...