Risk Pooling News Today

When most people refer to "reinsurance" in health care, what theyreally mean is the related concept of risk transfer or risk-poolingarrangements. Although such mechanisms do not lower overall healthcare costs, they can help people in poor health obtain coverageand, in conjunction with other reforms, can create asmoother-functioning health insurance market.

Participate, put back in place kind of risk pooling and protections. that would be a very good way to go forward. most of the consumers, over 80% of consumers who signed up in 2017 actually paid no increase in premiums because theres subsidies increase with the premiums, but there are still some people who cant afford the coverage in the new marketplace. providing, again, some additional help, that would be a good thing. i think whats really dangerous that is part of the republican agenda is blo...

Baby. put that aside. the concept is risk pooling. it to take expenses which for any one person would be crippling and spread them over the whole population on the theory that anybody can get sick, anybody can be born a man or woman or a boy or a girl and what youre saying is we all pay into this risk pool and all share it, it affordable for everybody over the corse of their life time rather than saying, gee, youre going to have a baby, youre going to have to pay for that. you have someone in yo...

But we want to do better for this country. >> senator bernie sanders of vermont, thank you so much for your time. joining me now is dr. kavita patel, managing director for clinical transportation and delivery at the engelford center for health care reform. she worked as a senior adviser to valerie jarrett in the obama administration. all right, last night, i came on this program and we ran a clip, a package that said, youre not helping. and we talked about the mary landrieu proposal, which looks...

Clinical transportation and delivery at the engelford center for health care reform. she worked as a senior adviser to valerie jarrett in the obama administration. all right, last night, i came on this program and we ran a clip, a package that said, youre not helping. and we talked about the mary landrieu proposal, which looks in many ways similar to what the president outlined administratively today. the problem is, it looks like it is going to undo some of the risk pooling that you need to mak...

It. i know as a doctor yourself and what youve seen through your years coming up, dont you agree, though, that more americans would benefit from having lower premiums and our premiums are based on how many people are insured? and most of us have been getting our premiums raised because of the uninsured that show up in the emergency rooms. >> but were getting our premiums raised now as the affordable care act goes into place. remember, the president said the families will pay $2500 a year less an...

Bureaucracy and you cant fall into the trap i think as a liberal saying, oh, the state in the abstract government has a role to play and not also be very clear-eyed about the failures of specific bureaucratic performance, right? >> i was going to come back to this idea you said risk pooling. >> right. >> i think that thats a really important question because we have to ask ourselves does a storm like katrina or sandy, does it hit the united states -- >> right. >> -- or does it hit new orleans or...

Enormous number of problems with fema, one does not have to look very far online to look for people who would know this stuff very well and say this is a hugely dysfunctional organization for a number of reasons. is the solution to that to bring it to the states? look, i think that theres a very, very compelling case to be made for that. i dont think the argument, well, this is a guy that will take all this money and throw it out the window and, you know, good luck getting sort of charity and pr...

Week, possibly as early as tomorrow. i just want to make two points. one is that in terms of the sort of notion of the free market system and there have been proposals about what that looks like. >> the mandate. >> the mandate was the version, right? the mandate was the idea that you get risk pooling by requiring this, of course, that is the model that mitt romney puts into effect in massachusetts. the politics of this is interesting because mitt romney will talk about it, which he doesnt like t...

People dont require a lot of health care generally speaking unless they wreck their motorcycle or whatever it may be, generally speaking. as you get older, your health care bills go up. because as you age, unfortunately, youre required to have more medical attention, the human condition, we cant do anything about it. you and i also both know that an insurance pool fundamentally works by pooling risk. whether its car insurance, home insurance, hurricane, whatever it is. and we need that pooling i...