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Mortgage Evolution, Employment, Vendor Services; Fed Hawk Talk Persists

Does evolution lead to success? Major League Baseball is banking that instituting a pitch clock and banning defensive shifts starting next year will lead towards shorter games and more fan interest. M.L.B. will also increase base sizes by three inches to reduce injuries and increase stolen base attempts. The league must be envious of the continued success of the N.F.L., which kicked off its regular season this past weekend. Television viewership for the N.F.L. in 2021 was its strongest in six ye...
The Guardian United States Santa Monica San Antonio Chris Johnstone Roger Goodell

Capital Markets; Appraisal, Self-Employed, Digital Products; September Packed With Events and Training

Now that we have passed the unofficial end of summer, am I allowed or not allowed to wear white on Zoom calls before 2023’s Memorial Day? Maybe darker-hued clothing better suits the current mortgage landscape. Labor Day became an official holiday in 1894 and was quickly followed by the subjective rule that if you didn't have the money to take fall and winter vacations you should refrain from wearing white, but no one in 2022 should feel the need to follow it. Culture is always cha...
United States Santa Monica San Antonio Jason Sheridan Matt Graham Niki Culver

Credit, PPE, Non-QM, LO Sales Training Products; Training and Events Nationwide

Nature “always bats last.” Terrible flooding in Pakistan, flooding in Mississippi impacting its drinking water supplies. Severe temperatures in China, a hot summer in the Western U.S. Fortunately, this year’s hurricane season in the U.S has been tepid, so far, and fires in the West have been limited. Certainly, storms can impact borrowers and lenders, as can documentation problems or appraisal delays. What percent of your clients don’t close on time? In retail news, i...
New York United States Matt Graham Colleen Flynn Greg Richardson Hal Humphreys

Marketing, Origination, DSCR, All-Cash Programs; September Events, Training, and Webinars

Lenders continue to adapt, and LOs are adding value by being subject matter experts and marketing accordingly. (For example, today’s podcast features an interview with Bob Griffith, General Manager of Home Services at Houwzer, on using a client’s 401k to help finance a house.) Marketing is a fickle mistress. Ever “opt out” of receiving ads? The people that advertisers most want to target are hiding from the advertisers (thank you to Carla M. for sending that in). The ...
United States Matt Graham Bob Griffith Carl Wooloff Michael Fanning Doug Duncan

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