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UPI: New PoS deployment grows at slowest pace since demonetisation: RBI data

Industry insiders told us that while new PoS terminals are still being deployed, its mostly in organised and large format retail, which offer all payment forms. However, grocery shops, smaller stores and eateries are tilting towards QR code-based UPI transactions.

interoperability: How interoperability oiled the wheels of an M-pay revolution

RBI's netbanking interoperability aids fintech growth. Amit Kapoor recommends infrastructure interoperability. Rohan Lakhaiyar highlights cost reduction benefits. Sunil Kulkarni praises UPI's expansion. R Gandhi pushes QR-code harmonization for merchant digitization.

startup expenses: Startups talk up funding winter, but loosen their purse strings

During the ongoing funding winter, several internet majors such as Paytm, Policybazaar parent PB Fintech, Flipkart failedd to control expenses in FY23. Horizontal omnichannel retailers such as Nykaa, Mamaearth parent Honasa Consumer and FirstCry also saw both employee expenses and marketing costs rise anywhere between 23% to 55% during FY23.

Startups Talk Up Funding Winter, But Loosen Their Purse Strings

Startup circles may be abuzz with talk of reducing operational, promotional and workforce expenses amid a severe ‘funding winter, but some of the countrys top internet firms increased their spending during fiscal 2023, an analysis by ET shows.

RBI nod for merchant onboarding

Approval From RBI To Onboard Merchants

Recently, the RBI gave its final approval to several entities, allowing them to onboard new merchants after a year-long wait, , reserve bank of india, onboard merchants, permission

RBI: As RBI lifts curbs, Razorpay, Cashfree eye lost market share

With both Razorpay and Cashfree back in the business, industry insiders said there could be a price war breaking out in the online merchant payment space.

rbi: RBI reins in peer-to-peer lending practices - Sources

The Reserve Bank of India, also the country's banking regulator, conducted inspections of at least 10 lenders in the fast-growing sector between June and September, said the sources, all industry executives. They declined to be identified because discussions with the regulator are not public.

RBI cracks down on P2P lenders for rule violations, misleading practices

India's central bank has told peer-to-peer lending platforms to halt certain activities after inspections found rule violations and misleading sales practices, four sources with direct ......

India central bank reins in peer-to-peer lending practices