Improving your credit score is a time-taking process and may take a minimum of six to nine months. It is imperative that you pay your credit card bills and loan EMIs on time. A default in the payment can impact your credit score severely.
20% TCS on overseas tour package: When you book, offline or online, overseas tour packages, offline or online, of more than Rs 7 lakh in a financial year, you have to pay TCS at 20% from October 1, 2023. Is there any way to reduce this additional upfront cost? Here are a few tips which will help you lower your TCS burden while travelling abroad. Read on to find out.
Is it possible to get a credit card if you are not employed — what if you are, say, a student, a retired person or a homemaker? Proof of income is not the only way to understand the repayment capability of a credit card applicant. Banks have multiple ways to check the credibility of a customer who does not have salary-account statements or payslips. Find out how you can get a credit card without income proof.
Got a new debit or credit card? Make sure to activate its card control mechanism first either using the bank s mobile/net-banking application or at branch. Without activating the card controls, the debit or credit card will not work either offline or online.
DBS Bank India plans to double its gold loan book, currently at Rs 6,300 crores, within the next five years. The bank has launched new features for its credit offerings, targeting a wider audience that is younger, more urban, and digitally savvy.DBS Bank India has seen growth in its gold loans business due to its expanded branch network and increased demand from the agrarian community, particularly in South India. The bank has also introduced a balance transfer feature to attract borrowers from other financial institutions.