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>> some of the rules for changing your credit score are a little tricky. but all right. refinance. >> rates are still low you want to take advantage of this. consolidate your student loans you can site simple tuition and run the numbers to see how much you would save now verses the repayment plan you are currently on. we have 14 credit worthy americans. good time to take action on that. it is time consuming. >> it is amazing what you can save pocket that money put it back in the pocket. get se...