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How do we decide which private medical insurance products get the best rating? For over 30 years, Moneyfacts has been helping people to find the best financial products. Every year our in-house money experts cast their eye over all the private medical insurance products available to the UK market, using their in-depth knowledge to determine those that truly represent the best in value and comprehensive solutions. Our impartial private medical insurance ratings look at the most important feature...

Moneyfacts announces the winners of our 2021 star ratings awards for private medical insurance (PMI)

Short-term endowment plans In light of low bank interest rates, even newbies to finance are getting curious about short-term endowment products. With decent returns, short commitment periods and simple mechanics, short-term endowment plans are indeed a viable alternative to savings accounts or fixed deposits. Although provided by insurers, endowment plans are fundamentally savings plans to help you hit a target amount at a later date (e.g. your nest egg). After paying the premium, you wait for ...

December 18, 2020 Unsplash Are you part of the endowment target audience? Find out if you are in need of an endowment plan and how they could help you achieve your financial goal. Endowment plans — like a lot of investment products out there — appeal to certain types of people due to their predictable nature in the form of fixed premiums and guaranteed returns. If you can relate to any of the following archetypes, it’s safe to say that you’re the target audience and your next course of ...