401(k) plan is becoming non-negotiable for job seekers, study finds insurancenewsnet.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from insurancenewsnet.com Daily Mail and Mail on Sunday newspapers.
"Most of us will need to be financially self-sufficient if we want to maintain our standard of living in retirement; if we are even fortunate enough to retire one day."
The SECURE (Setting Every Community Up for Retirement Enhancement) Act was initially passed by Congress at the end of 2019 and was intended to improve retirement savings opportunities for Americans. It was a big deal.
Interest grows in annuities as part of employer-sponsored retirement plans insurancenewsnet.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from insurancenewsnet.com Daily Mail and Mail on Sunday newspapers.
I am currently in a 12% tax bracket and attempting to convert as much money as I can to a Roth individual retirement account (IRA) without going into the next bracket. I am trying to do this to reduce my … Continue reading → The post Ask An Advisor: Can I Harness the Bear Market to Cut My RMDs and Tax Bill? appeared first on SmartAsset Blog.