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Wednesday s Best Mortgage Rates: Dec 16

Wednesday s Best Mortgage Rates: Dec. 16 Money.com 12/16/2020 © Money; Getty Images Mortgage-Rate-Dec-16-illo The overall number of mortgage applications increased last week as interest rates remained at record-lows. In November, purchase applications for newly built homes were down from October, but well above 2019 numbers. Meanwhile, mortgage rates are down from yesterday. Today’s Mortgage Rates The average rate for a 30-year fixed-rate purchase mortgage was 3.092% on Tuesday. On Monday, the average rate was 3.108%. Money’s mortgage rates include data from over 8,000 lenders across the United States and are updated daily. These rates include discount points and represent what a borrower with a 20% down payment and 700 credit scores roughly the national average FICO score would have been quoted.

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Should You Sell Your Home to an iBuyer in 2021?

Should You Sell Your Home to an iBuyer in 2021? Money.com 12/14/2020 © Sam Island for Money Selling-to-ibuyer One day in October, Sosan Samarneh stepped out of her three-bedroom home in Jacksonville, Florida, locked the front door and dropped the key in a secure box. Navigating the process online without an agent, she had just sold her house to real estate company Opendoor. “The next day, the close was final,” said Samarneh, who works as a financial analyst for a hospital. “It was just such a pain free-experience. I still can’t believe how easy they made it.” Opendoor is one of several so-called instant-buyers often referred to as iBuyers that have emerged in the last several years. Others include startup Offerpad and branches of bigger companies like Zillow Offers and RedfinNow. These companies buy homes in select markets for cash, make necessary upgrades and then resell them, aiming for a small profit per house. Relying on software to tell them which homes

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