Probably greater threat than it has been since the creation not that long ago in 1999. so with the euro currency under threat you have real potential instability across europe not just in italy but spain is something some problems right now. that gets to the question of germany and france, how long and they continue to support and put billions of dollars into these struggling countries. rick: what does it mean for us here in the u.s.? in some ways it is good news and bad news. bad news, further instability to europe tend to translate over here to america. when that happens, people don t want to invest in stocks. they don t want to put their money to work. they get very risk averse. we saw it in 2008 to the worst degree. if there is a silver lining people want to own the u.s. government bonds. they will seek the safety of the u.s. market. that might keep interest rates low so you can go out about spending e however . rick: yeah. the real complication is congress which is debating