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three-day gains since way back in january. lot of the bounce as some of the better economic data we ve had here and one of the fed council members coming out and saying don t misinterpret what mr. bernanke is saying. tapering is not going to happen that quickly. so markets have a better tone. i ll tell you someone who will be feeling the pain, jon corzine, the market regulator, saying we are leveling charges against you, this over the use of a billion dollars worth of customer funds. we talked about this story but the former new jersey governor is facing charges now over what happened at mf global, brian. geoff, a lot more people are doing stuff mobile, making payments and soen and so forth, but the truth you need to know, it ain t free. that s the issue, isn t it? a lot of people got used to free banking. the banks are looking for ways to try to rebuild their balance

Don tCouncil membersMarket regulatorJon corzineA billionA billion dollarsBrian shactmanCustomer fundsMf globalNew jerseyAin tIsn tStuff mobileBalance sheets