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About the ways in which dodd/frank fall short. the cfpb, this development today, what is it? >> this is the one piece of unquestioned good news in dodd/frank. it was elizabeth warrens brain child. she, of course, was chaperoning it through. should have been the first leader. the banks opposed her so vigorously they basically got the white house to cave. sometimes things ricochet in a good way. we have her and richard cordray. this is a dynamic duo. both powerful, clearest, sharpesharp est minds ...