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Mutual Funds: New KYC norms for investors take effect from 2024-25

income tax: 8 reasons why old tax regime is still attractive for many taxpayers in this income tax bracket

Though, under the new tax regime you may end up paying no tax on income up to Rs 7.5 lakh and and pay tax at a lower rate when your income goes higher, but old tax regime offers higher tax saving opportunities with various deductions and exemptions. However, these deduction can not be claimed by all taxpayers and apply on only select individuals. Hence, it makes sense for you to check which tax regime will help you save higher tax.

Has the new income-tax regime killed tax-saving mutual funds? Not yet, but…

Budget 2023 made the new income tax regime the default regime. Since this regime doesn’t give Section 80C benefits, ELSS, or tax-saving mutual funds, have lost their tax-benefit edge. Aside from taxpayers who would still opt for the old tax regime, it remains to be seen if ELSS funds can sell themselves purely on performance.

Why should large caps be part of your investment portfolio? Experts answer

The decision to invest in large-cap funds hinges on your circumstances and investment objectives. Although large-cap funds may present lower potential returns compared to smaller companies, they have the potential to deliver consistent and stable growth over the long term.

Should you invest in the newly launched PGIM India and Bajaj Finserv Large and Midcap funds? 3 experts answer

PGIM India Mutual Fund and Bajaj Finserv Mutual Fund have introduced their respective Large & Midcap Funds, following a trend of other asset management companies launching similar funds. These funds provide a combination of stability and growth potential by investing in both large & mid-cap stocks.

Mutual Funds: Should you stop or pause investing when markets hit all-time highs? 3 experts answer

Instead of completely stopping mutual fund investments, investors can reduce their SIP or lump-sum amounts and diversify their portfolio to include safer assets like debt funds or gold.

Should you raise your mutual fund SIP in light of the recent market downturn?

Deciding whether to boost your SIP amount during a market decline is a frequent challenge encountered by investors. Various factors must be weighed, and the optimal decision hinges on your circumstances and risk tolerance.

nach return: High charges on NACH, ECS debit bounce: Even 17% return on mutual fund SIP may not be enough to recover penalties

Mutual fund SIP has become a popular tool for small retail investors to do small regular savings and get the benefit of higher returns from equity market. This facility empowers these small retail investors in a big way. However, the banking facility of ECS/NACH debit which allows automatic monthly deduction can turn this into a nightmare with very high bounce charges especially for small investors if they miss even one investment payment.

Here Are 7 Debt-Relief Options To Organise Your Finances

Reverse mortgage vs loan against property: Which is the best option for leveraging home equity?

Two financial options leveraging home equity: Reverse Mortgages for seniors (aged 60+) seeking steady income and Loan Against Property (LAP) for property owners of any age needing lump-sum funds, each carrying distinct features and implications.