2022 JAN 25 By a News Reporter-Staff News Editor at Insurance Daily News From Washington, D.C., NewsRx journalists report that a patent application by the inventors ESBENSEN, Daniel M.; OMOHUNDRO, Stephen M., filed on July 23, 2021, was made available online on January 6, 2022. No assignee for this patent application has been made. These include, but are not limited to,.