Tech Fourth Quarter News Today

Operator: Ladies and gentlemen, thank you for standing by, and welcome to the 360 DigiTech Fourth Quarter and Full-Year 2022 Earnings Conference Call.

Operator Ladies and gentlemen, thank you for standing by, and welcome to the 360 DigiTech Fourth Quarter 2020 Earnings Conference Call. [Operator Instructions]. At this time, Id like to turn the conference call over to Ms. Mandy Dong, IR Director. Please go ahead, Mandy. Mandy Dong -- Investor Relations Director Thank you. Hello, everyone, and welcome to our fourth quarter and full-year 2020 earnings conference call. Our results were issued earlier today and it can be found on our IR website. ...