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>> a senior would have that option of taking that plan or a cheaper plan to pocket the savings or taking a more expensive plan and paying the difference. its not going to be an entirely different structure, it will be very much building upon things that are already there. >> in part the plans would have to offer the same benefit medicare does. especially now 25% of the seniors use private plans within medicare called medicare advantage. because they cover more of the cost of supplemental plans c...