This is because the Reserve Bank of India increased the risk weightage on personal loans and credit card receivables by 25 percentage points for banks and NBFCs
The Kerala High Court on Wednesday queried the State why an administrative order cannot be issued to Banks instructing them that the credit ratings of farmers would not be reduced on account of Paddy.
Any discrepancies in these reports can severely impact an individual’s borrowing capability. Therefore, swift and effective resolution of complaints is crucial
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Every bureau uses its own proprietary scoring model to calculate credit scores by considering various factors, including payment history and account utilisation