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February 10, 2021 4:06 PM Tiffany Lam-Balfour
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This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities.
During my seven years as a financial advisor, I often had two-hour phone calls with clients. Armed with my cheat sheet of English-to-Mandarin financial terms and Google Translate, I would explain the basics of investing in my second language. It got easier each time, but it was still hard. It was also really worthwhile to me.
The relationship between a client and a financial advisor ultimately boils down to trust. When you feel that your advisor can understand where you’re coming from and what you hope to achieve, and has the knowledge to guide you in getting there, it’s easier to trust them, hire them and start growing wealth.
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January 25, 2021 9:13 AM Tiffany Lam-Balfour
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This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities.
The COVID-19 pandemic and shutdown upended our lives on multiple fronts. While enduring widespread unemployment and the economic downturn, many Americans leaned on their retirement accounts to help make ends meet. If you experienced retirement savings setbacks, consider using these strategies to refill your retirement bucket in 2021 and beyond.
Reassess your situation
“If you had to take a 401(k) loan or withdrawal, empty an IRA out or dig into your Roth, don’t worry, there are ways you can get back on track without it greatly affecting your retirement goals,” says Cameron Burskey, managing director of retirement security at Cornerstone Financial Services in Sout
Expecting Higher Taxes Post-Election? Consider This Investing Workaround
December 17, 2020 8:21 AM Tiffany Lam-Balfour
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This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities.
While campaigning, President-elect Joe Biden highlighted his plans to make some revisions to the current tax code.
Now that the election has been decided, some people might be wondering how his tax plans might affect them.
Biden’s plan includes tax cuts for working families and tax increases on the wealthiest Americans, those earning $400,000 or more per year. He proposes “asking those making more than $1 million to pay the same rate on investment income that they do on their wages.”
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