if the ai tool harmed people by generating false information about them. since its launch, there has been a lot of noise about openai. this is the service that generates convincing humanlike responses to user queries and is expected to dramatically change the way we get information online. it is already the subject of fierce debate, including over the accuracy of some of its responses and whether the company violated author s rights when it was training the technology. this spring, congress hosted the chief executive sam oldman for a hearing in which he called for regulation to be crafted for the emerging industry. not everyone believes they will have the ability to keep artificial intelligence in check. the man who built the biggest advertising company has been speaking to the bbc and said advertising companies need to self regulate on the ethics of using the technology. we have already taken a position that, example, we won t alter pictures. let s say we had a white actor,
for bank earnings are plus 7% revenue growth, which is actually the highest of all 11 sectors in the s&p 500. i do think we re going see some guide downs on net interest income because of the higher for longer interest rate environment we are in moving forward. however, i also think that is priced in. stocks have been de rated, if you look 3 years ago, they were trading at 12 times p/e, now they are trading at eight times p/e. there is a lot of bad news already priced in. as we know, the secret to happiness is low expectations and i do think the expectations are pretty low tomorrow and mayjust be able to beat. interesting to hear. at the same time, there have been worries about the banking sector after the collapse of some smaller lenders. do you expect some of those big lenders exposure to those smaller lenders when they report their results? it is a rearview mirror story. even if they do take some type of impairments, it is going to be a 1 off, going to be backward looking.