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What Type Of Mutual Fund Should You Pick To Build A Robust Retirement Corpus? Here s What Expert Says
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When Should You Start Investing For Retirement? Things To Keep In Mind
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The Union Budget 2023 removed the tax advantage for debt mutual funds, taxing all capital gains at the investors slab rate. However, investors can still benefit from the old tax rules by keeping their old investments untouched and putting fresh money into new debt funds. Additionally, allowing grandfathered investments to compound over longer years can increase the benefit of indexation. The old tax rules also apply to gold funds, international funds, and multi-asset funds with heavy debt allocation. This strategy can help investors build a tax-efficient corpus over time.