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Milwaukee
, Wis. – According to Freddie Mac, the average 30-year fixed rate mortgage (FRM) hit 2.65 percent in January 2021. That means it’s the lowest it’s been in decades. Many homeowners are rushing to take advantage of record-low rates to refinance their home, in hopes of saving money or increasing their monthly cash flow. The following tips can help you decide whether refinancing your home is the best option for you.
What does it mean to refinance?
Refinancing your home is when you replace your existing mortgage with a new loan. According to ConsumerFinance.gov, there are three main reasons homeowners choose to refinance: