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Close a card, closing a card from a retail store is probably safer than closing one say, from a bank thats issued it to you. >> good to know. ive done that. also what about starting a new line of credit? will that help you out? >> it were help and it can hurt. if you take on a lot of new debt in a short period of time thats going to hurt your score for a couple reasons. a a bunch of inquiries on your credit record, and inkwur is can lower scores. additionally, all of the new accounts on your cre...