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bill. if you have debt that you re carrying over month to month, it is going to cost more to finance that. if you re getting a new car, you re going to auto loans financing is more, student loans, mortgage rates. these are things that have so many people feeling like the economy just isn t working for them right now. i mean, i like the bad news and then the good news. let s go there now. the less lousy. this week things have been looking a little bit better. and, again and again we have seen numbers that are improving. gas prices down 64, 65 days in a row now. $3.93. you got 20 states that are below $3.75 a gallon. seven or eight below $3.50. that s a positive development. we know people are taking that money, we saw this in the retail sales numbers yesterday, they re taking the savings from gas and spending smartly other places. we heard from the walmart ceo, they re trading down, they re making good decisions, wise decisions, you know, not the pricey cuts of meat, but other cut

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