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April 4, 2023
It is challenging for plan sponsors to measure the effectiveness of financial wellness programs, but new approaches are being developed.
March 31, 2023
“My landlord told me that she would like to have a chat with me about the house's sky-high heating bills this winter. I told her, ‘Sure thing, whenever you want. My door is always open.’” A key selling point for originators, in talking to potential clients on the fence about buying a home, is rent. Rents have been increasing, and there’s no sense of permanency, but if you can’t pay your rent, qualifying for a home loan is going to tough. LendingT...
March 7, 2023
/PRNewswire/ -- Equifax® (NYSE: EFX) today announced the launch of Instant Client Insights (ICI) Case Monitor™ to help government health and human services...
February 22, 2023
The MBA’s servicing conference is taking place, and it is an important subject, along with the impact of the 30bp cut in MIP for FHA borrowers. Owning servicing rights certainly helped the bottom lines for many lenders last year, some would say it “saved their bacon.” There are always those warning us of impending doom and gloom scenarios regarding the trillions of mortgages outstanding. But really, come on. We may see an uptick in delinquencies and foreclosures, possibly be...
February 10, 2023
Operator: Greetings, and welcome to the Equifax Fourth Quarter 2022 Earnings Conference Call. At this time, all participants are in a listen-only mode.
January 26, 2023
ZeroHedge - On a long enough timeline, the survival rate for everyone drops to zero
January 26, 2023
The most dangerous statement in the English language is, “But we’ve always done it this way.” Referral business has always been a mainstay in our biz, and is not “against the law,” but oddly enough one topic that has come up a few times here in San Diego at the MBA’s conference is continued talk about MSAs, or Marketing Service Agreements. The CFPB spells out everything in its FAQ site. Attorney Brian Levy also discusses the topic in one of his Musings. ...
January 24, 2023
At a Goldman Sachs conference in December, Equifax CEO Mark Begor told investors that his company has a monopoly in an obscure but important area - selling data about your salary to third parties.
January 12, 2023
Companies may use the data to predict how likely you are to pay back your debts on time. As a result, credit reports are crucial for decisions about lending money
January 8, 2023
Imagine that you’ve been invited to join a friend on a weekend getaway. The only problem? Your dog ...