Now, what can someone do who finds themselves many thousands of dollars in debt and doesnt want to be there . Well, theres still more education. Now, on the one hand thats helped people get even more and more in debt and get in bad places, but if youre a sociology major 60,000 in debt and you decide you really dont want to be there, well, theres the Colorado School of minds for you, and go mines for you, and go get a degree in mineral engineering, get out there in north dakota where the average salary has increased by 40 because of the oil and natural gas boom out there. So i think its a tough question. I dont think we should be in the business of forgiving student loan debt. I think theres a personal responsibility element there that is the orthodoxy. I agree with david that we shouldnt be forgiving it as a matter of public policy. But unfortunately, we already are. We have Public Service loan forgiveness, we have teacher loan forgiveness, we have a myriad of loan forgiveness programs