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An issue that often arises when an insurer is
determining whether a policy provides coverage for bodily
injury or property damage under a
liability policy is the number of occurrences
that may be triggered under the policy.
Occurrence-based liability policies usually contain
a per occurrence limit. While some
policies also contain a general aggregate limit, others do
not. Typically, liability policies define
an occurrence as an accident, including
continuous or repeated exposure to substantially the same general
harmful conditions. The number of
occurrences triggered by an
An issue that often arises when an insurer is determining whether a policy provides coverage for bodily injury or property damage under a liability policy is the number of occurrences.