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Businesses Provided A Lifeline: CAA Enhances PPP Loans And Extends Employee Retention Credit - Employment and HR

To print this article, all you need is to be registered or login on Mondaq.com. The Consolidated Appropriations Act (CAA) passed late last year provides the much-needed stimulus and tax relief for businesses hit hard by the COVID-19 pandemic. Two of the provisions that business owners are most likely interested in are the $284 billion in funding for forgivable loans through the Paycheck Protection Program (PPP), for both first-time and so-called second-draw borrowers, and the extension of the Employee Retention Credit. DEDUCTION FOR PPP EXPENSES The CARES Act created the Paycheck Protection Program (PPP), which made forgivable loans available to eligible small businesses

Year-End Bill Includes FY 2021 Omnibus Spending, Permanent 4% Floor, Disaster LIHTC allocation, Five-Year NMTC Extension, RETC Extensions; COVID-19 Relief Legislation Includes $25 Billion in Emergency Rental Assistance, Extension of Eviction Moratorium

  Furthermore, Congress included a $1.2 billion allocation of disaster LIHTC authority for the 11 states and Puerto Rico that experienced non-COVID-19 major disasters in 2020 that qualified for Federal Emergency Management Agency (FEMA) individual and individual and public assistance (i.e., disaster zones) with an overall cap of no more than 65% of the respective state LIHTC ceiling. Congress granted LIHTC properties in disaster zones an additional 12 months to satisfy the 10% test and placed-in-service deadline, as well as giving allocating agencies more flexibility to allocate disaster authority by allowing disaster LIHTCs to be carried over to 2022. See below for estimates. Click to Enlarge 30-year ADS deprecation

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