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Getty Images Employees have become more focused on their financial health in the wake of the COVID-19 pandemic. As a result, American workers are paying closer attention to their workplace benefits. A recent consumer survey from Voya shows that nearly 6 in 10 benefit-eligible employees (56%) spent more time reviewing their benefits offered by their employer during their most recent open enrollment period.(1) This is good news and totally understandable: American workers want to protect the health of their families and select benefits coverage at a price they can afford. Industry research shows health care costs are rising twice as fast as incomes,(2) which means now more than ever it’s important not to overspend on health benefits. However, employee bias toward certain health plans could be influencing their decision, which could lead to overspending on health care and also hurt their future retirement savings.

United statesHealth plans hdhpsRussell researchKaiser family foundationUs agency for healthcare researchFirm brochureExchange commissionQuality medical expenditure panelProvider organizationPreferred provider organizationHigh deductible health plansHealthcare researchVoya financialMedical expenditure panelஒன்றுபட்டது மாநிலங்களில்ரஸ்ஸல் ஆராய்ச்சி