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Name and telephone number. The enormous unclaimed sum lying with life insurance companies is surprising. Life insurance is considered the bulwark of a financial plan and one would assume that a policyholder tells his family when he buys an insurance plan. Yet, the maturity proceeds of millions of policies are lying unclaimed with insurance companies, completely unknown to the people for whom this protection was bought. The insurance regulator has made it mandatory for insurance companies to display details of unclaimed amounts on their websites if the amount exceeds Rs 1,000. One has to log on to an insurance company website and key in the policy number, PAN of the policyholder, name and date of birth of the policyholder to know the unclaimed amounts with the company. If the details match the company’s database, it will show the name and address of the policyholder who may have an unclaimed amount with the company.

Vikash jainDhirendra kumarAssociation of mutual fundsDevelopment authority of india irdaiProtection fund authorityEmployee provident fund organisationValue researchAwareness fundProvident fundSenior citizen welfare fundBajaj capitalShare samadhanInsurance regulatoryDevelopment authorityDepositor educationMutual funds