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A home loan expert on the most important things first homebuyers should do when purchasing in capital cities
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time needed to save a house deposit in every Australian city - so when can you own a home?
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Mortgage insurance: booming, burning
In the concentrated, near-duopoly that is the lenders’ mortgage insurance market, the current swoon in housing prices paired with an unstable industry structure look to be mixed blessings.
The LMI sector is an industry in flux, with Arch LMI now two years into its journey of disruption in a sector where the overwhelming share of premiums and profits has long been held by Genworth and QBE, and two upstarts have retired hurt.
In various guises Genworth has been the undisputed market leader in mortgage insurance, ever since the old HLIC pioneered this form of insurance (alongside AMP) in the mid 1960s.