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### At the start of the pandemic, Brandon McCall’s two tenants ran into financial trouble. One had surgery, and went on disability, which tightened his purse strings. The other, who works in entertainment, was laid off almost immediately, and wasn’t eligible for unemployment as a contract worker. With a limited amount of cash coming in, McCall said the two of them stopped paying rent on his Van Nuys condo in Los Angeles. McCall looked into mortgage forbearance, but decided to pass when he learned it would impact his credit. He would also have to pay in full after his deferral period was up. Unsure when the tenants would start paying again, McCall and his wife dipped into savings to cover the mortgage on their condo even as they rent elsewhere for work.

United statesSan franciscoAssemblymember laurie daviesDiane robertsonJeff tuckerLos angelesVan nuysEdwards gordonBrandon mccallSalinas californianAmerican housingCalifornia apartment associationCoalition of small rental property ownersSmall property owners of san francisco instituteDivision at columbia business school tomasz piskorskiReal estate