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An ETF for the Cautious Investor

By Michael Cronan, President ETFinsight.net An ETF for the Cautious Investor might sound like a funny concept since many finance people think of ETFs as a cautious Investor tool. Just taking passive (beta) exposure across a broad, diverse group of stocks like the S&P 500 or MSCI World Index may provide some diversification and, over time, likely provide long-term positive returns if history is an indicator of future behavior. If you bought an S&P 500 Index ETF 25 years ago – January 1, 1996 – your average annual return minus fees would be approximately 7.5% annually, through January 1, 2021. There would be several years when your returns were negative and other years with double-digit gains.

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