With hurricane season right around the corner, it is critical to check to make sure you have the appropriate insurance coverage. Experts at the Federal Alliance for Safe Homes (FLASH) say there are multiple questions to consider asking your insurance agent, including:
What coverages are appropriate for your living arrangement?
Who sells these coverages?
What perils (e.g. wind, flood, hail, etc.) are covered by the policy?
What is the proper amount of insurance to purchase?
Are there steps to lower your premium?
For example, a typical homeowners or renter s policy does not cover flood damage. Flood insurance is often available through the National Flood Insurance Program (NFIP). Florida and South Carolina, along with 17 other states, have hurricane deductibles that cover damage from wind. These deductibles often range from 1 to 5% of the dwelling s insured amount. Many homeowner s policies have deductibles around $500 before insurance kicks in, but in the event of a hurricane
Scott Martin | May 13, 2021 @ 10:00 am
Preparing your home for hurricanes can mean the difference between minor damage and complete destruction. Strengthening your home to withstand high winds can be as easy as the
ABCs.
Anchor
• Bring anything from the yard that could become windborne inside and ask neighbors to do the same.
• Replace gravel/rock-landscaping material with fire treated, shredded bark, or other lightweight mulch to eliminate the potential for windborne missiles.
• Trim and anchor down trees and foliage.
• Strengthen your soffits by applying a bead of polyurethane sealant between the wall and the trim into which the soffit panels are inserted.
Thursday, May 13, 2021 by Ray Hawthorne (FPREN)
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With hurricane season right around the corner, it is critical to check to make sure you have the appropriate insurance coverage. Experts at the Federal Alliance for Safe Homes (FLASH) say there are multiple questions to consider asking your insurance agent, including:
What coverages are appropriate for your living arrangement?
Who sells these coverages?
What perils (e.g. wind, flood, hail, etc.) are covered by the policy?
With hurricane season right around the corner, it is critical to check to make sure you have the appropriate insurance coverage. Experts at the Federal Alliance for Safe Homes (FLASH) say there are multiple questions to consider asking your insurance agent, including:
What coverages are appropriate for your living arrangement?
Who sells these coverages?
What perils (e.g. wind, flood, hail, etc.) are covered by the policy?
What is the proper amount of insurance to purchase?
Are there steps to lower your premium?
For example, a typical homeowners or renter s policy does not cover flood damage. Flood insurance is often available through the National Flood Insurance Program (NFIP). Florida and South Carolina, along with 17 other states, have hurricane deductibles that cover damage from wind. These deductibles often range from 1 to 5% of the dwelling s insured amount. Many homeowner s policies have deductibles around $500 before insurance kicks in, but in the event of a hurricane,