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Post-Brexit interchange fee plan prompts outcry from U K merchants

REGISTER NOW Visa and Mastercard s proposal to raise scheme fees and U.K. interchange rates on cross-border transactions post-Brexit has increased pressure on regulators to cap them, and on merchants to seek alternatives. Before Brexit, U.K. merchants benefited from a European Commission-enforced cap on credit and debit card interchange fees for all transactions made between the U.K. and the EU. This no longer applies. Starting in October, Visa plans to increase the interchange fee on digital payments made between European customers and British businesses from 0.3% to 1.5%, as well as vice versa, while the interchange fee for cross-border debit card payments made online will also rise from 0.2% to 1.15%. Mastercard is planning to implement the same fee increases, but only for online card payments made between British customers and European merchants.

The end of cash? Cash withdrawals slump by £76m in Scotland during Covid crisis

The end of cash? Cash withdrawals slump by £76m in Scotland during Covid crisis SCOTLAND S use of cash machines has slumped by over a third during the coronavirus crisis leading to new concerns about the future of money. New analysis has revealed that Scots were withdrawing £76m less in 2020 than the year before, and seen the biggest per adult drop in the amount of cash taken from ATMs believed to be linked to tougher Covid-19 restrictions. While the average Scot took out £1838 in cash in 2020, that is almost £900 less than in 2019, according to details provided by LINK, which oversees the UK s largest cash machine network.

The end of cash? Cash withdrawals slump by £76m in Scotland during Covid crisis

The end of cash? Cash withdrawals slump by £76m in Scotland during Covid crisis SCOTLAND S use of cash machines has slumped by over a third during the coronavirus crisis leading to new concerns about the future of money. New analysis has revealed that Scots were withdrawing £76m less in 2020 than the year before, and seen the biggest per adult drop in the amount of cash taken from ATMs believed to be linked to tougher Covid-19 restrictions. While the average Scot took out £1838 in cash in 2020, that is almost £900 less than in 2019, according to details provided by LINK, which oversees the UK s largest cash machine network.

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