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How to file claim with Post Office in case of fraud and loss

Synopsis As per the circular issued, an individual filing a claim can do it either by visiting the home post office branch or via email, speed post or registered post. Further, no such time limit has been mentioned in the case of reporting of frauds in post office schemes in the circular.​ Getty Images If the claim is submitted via e-mail, then an acknowledgement will be sent by the official/officer authorized for the purpose. The Department of Posts has issued a standard operating procedure (SOP) for the handling of claim cases in the event of frauds and losses in post office schemes such as post office savings account, cash certificates (like National Saving Certificate), money orders, postal life insurance/Rural Postal Life Insurance etc. The department spelt out the SOP in a circular dated May 27, 2021. At present, there is no standard procedure for filing a claim with the post office in the event of fraud.

Deposit dilemma

Deposit dilemma Are you worried about negative returns, flat interest rates? Here s how to get more out of fixed deposits Adhil Shetty   |     |   Published 07.06.21, 12:13 AM On Friday, the Reserve Bank of India decided to keep policy rates unchanged. It is the sixth straight time they have done so. Rarely does the central bank put a pause on policy rates for so long something it has done to accommodate economic revival. Policy rates impact lending and deposit rates in the country. While paused rates keep loans cheap, they also lower the returns on bank deposits. This hurts anyone reliant on fixed income from interest-generating instruments such as fixed deposits.

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Small savings may be rewarding

Small savings may be rewarding Updated: Updated: May 23, 2021 21:42 IST With the possibility of a downward revision in rates looming, it’s time to consider your options here Share Article AAA With the possibility of a downward revision in rates looming, it’s time to consider your options here We are all aware of the flurry of activity that happened at the start of the current financial year: interest rates on Small Savings Schemes, of which the Post Office Schemes are a part, were reduced drastically through a government notification, on March 31. The very next day, the order was withdrawn and the erstwhile rates were maintained.

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