Special to the Daily
The change to daylight saving time is also a good time for Eagle County homeowners, renters and businesses to think about flood insurance. The Eagle County Office of Emergency Management and Eagle River Fire Protection District encourage everyone to review their insurance needs before snow melt and spring rains bring the potential for flooding. Spring runoff in Eagle County typically peaks between mid-May and mid-June; however, flood conditions can occur at any time with sustained warm temperatures.
Floods can happen anytime, anywhere and without warning. What most people don’t know is that the damage from a flood is not covered under a standard homeowners’ insurance policy. A standard policy also does not cover mud flows; which are rivers of liquid and flowing mud. Flooding and mudflows can develop when water saturates the ground, such as from rapid snowmelt or heavy or long periods of rainfall. Even if you do not live near the water, flood insurance is a