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Georgia rich with Black-owned or -operated banks and credit unions
Black-owned and operated banking
Black-owned or operated banks and credit unions are nationwide, but many are focused right here in the southeast.
ATLANTA - As FOX 5 continues to highlight Black achievement during Black History Month, we look at banking. Access to credit is fundamental to financial growth and stability.
Black-owned or -operated banks and credit unions are nationwide, but many are focused right here in the Southeast.
Bank Black promotes these financial instituions and tracks them on their website. And many are concentrated in the Southeast. You can go in closer and check out a great map on Blackout Coalition to see what we have here in metro Atlanta.
ING lifts high-LVR mortgage rates
ING lifts high-LVR mortgage rates
05 February 2021 6:19AM
ING Australia has added 11 basis points to the interest rate on owner occupier mortgages with loan-to-valuation ratios above 90 per cent.
The rate rises from 2.94 per cent to 3.05 per cent for high-LVR borrowers with an Orange Advantage loan and from 2.89 per cent to 3 per cent for borrowers with a Mortgage Simplifier loan.
Canstar finance expert Steve Mickenbecker said more lenders were pricing for risk.
Mickenbecker said that so far this year Adelaide Bank, Credit Union SA, Freedom Lend, Homestar Finance, Newcastle Permanent, People’s Choice Credit Union and QBank have also increased rates for some groups of borrowers.
Trends in finance and technology accelerated rapidly in 2020 and the fast pace of change is tipped to continue this year and impact the way Australians earn, spend, save and invest. Our personal finances will be affected by the economy, financial markets and the vaccine rollout, according to money specialists, who say some trends are here to stay. Here are seven to keep an eye on. 1 LOWER INCOMES People management platform Employment Hero s head of financial wellness, Ray Jaramis, said Australians would earn less than they did last year. We saw a new record low for wage growth in 2020, which tells us employers simply do not have the same resources or cash available to pay staff the same pay rises and bonuses of previous years, he said.
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