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Moratorium won t hurt banks earnings badly

The difference between this latest moratorium and the first one from March to September 2020 is that the new moratorium is on an opt-in basis whereby interested borrowers would have to apply for it – though the approval process is expected to be much simplified – and borrowers may have to sign revised terms to the loan agreement. PETALING JAYA: The blanket six-month loan moratorium amid phase one of the National Recovery Plan is not expected to significantly dampen banks earnings. The difference between this latest moratorium and the first one from March to September 2020 is that the new moratorium is on an opt-in basis whereby interested borrowers would have to apply for it – though the approval process is expected to be much simplified – and borrowers may have to sign revised terms to the loan agreement.

Aibim: Affected M40, T20 groups eligible to apply for financing repayment aid | Money

AIBIM: Affected M40, T20 groups eligible to apply for financing repayment aid

Bank Rakyat extends targeted moratorium for pandemic-affected customers

24 May 2021 / 13:46 H. KUALA LUMPUR: Bank Rakyat is extending its targeted financing repayment assistance period for customers affected by the Covid-19 pandemic. According to its acting chief executive officer Datuk Syed Abdul Aziz Syed Hassan, the bank is aware of the current unstable condition. “In line with the announcement of targeted financing repayment assistance by the Association of Islamic Banking and Financial Institutions Malaysia (AIBIM) on May 12, 2021, Bank Rakyat is committed to help customers make their financing commitments using the financial assistance program,” he said in a statement today. He said among the criteria of eligible customers to apply for the assistance are customers who have been laid off and have not yet found a new job, customers who are still on unpaid leave, customers who have experienced a reduction in salary or income as well as customers whose spouses are also affected.

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