Page 14 - நியாயமான கடன் சேகரிப்பு ப்ர்யாக்டிஸஸ் நாடகம் News Today : Breaking News, Live Updates & Top Stories | Vimarsana

In its 2016 decision in Avila v. Riexinger & Associates, LLC, the Second Circuit Court of Appeals held that an attempt to collect a debt that states the current balance owed but does not disclose whether interest and fees are accruing is misleading in violation of the Fair Debt Collection Practices Act (“FDCPA”) Section 1692e.  This decision created a cottage industry of lawsuits seeking to pounce on this seemingly technical violation in many businesses’ collection notices. Recently, however, the Second Circuit has recognized exceptions to the Avila decision, most recently in its opinion in Cortez v. Forster & Garbus, LLP. In Cortez, the Second Circuit reiterated that there are two safe harbors from liability under Section 1692e for failing to make an interest disclosure in an attempt to collect a debt that describes the balance due. Specifically, a debt collector will not be liable if the notice either (1) accurately informs the consumer that the amount of the debt

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